Beauticians Liability Insurance
This policy provides protection to the business assets from claims resulting from property damages and/or injury caused by a salon staff’s performance on duty-something she did or failed to do. Coverage not only includes paying for the damages but likewise includes attorney’s fees and other incidental costs involved in defending the case in court.
Product Liability
All products sold and used by the salon on its customers automatically put the business on secondary liability exposure. And any alteration done by the salon on any product it buys from the manufacturer puts it under primary liability exposure. General liability insurance does not cover this particular exposure. A product liability insurance, however, provides coverage for any salon involved in using and selling beauty products. This policy, likewise, pays for defence costs regardless where judgment may favour.
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